In December, delegates from over 180 countries will gather in Copenhagen to create a new climate change deal. We must ensure that this deal benefits those who need it most: the poor in developing countries who are already seeing climate change destroy their homes and livelihoods.This month we will be writing to our MPs to ask them to push for a climate change deal that really reaches the poorest through the innovative technique of microinsurance.Microinsurance is the provision of affordable insurance premiums to the unbanked poor. If funding for this mechanism is included in the Copenhagen deal we will not only see poor farmers becoming more resilient to climate disasters, but also achieving greater financial stability. Our conference call guest speakers are Dr. Koko Warner of the United Nations University and MCII and Aaron Oxley of MicroEnsure.